Ok so we're in the technology age and we've got ourselves glued to our phones day in and day out. How about we put some things on that phone that elevate our minds, business, and money? How about we put some things on that phone that celebrate our community, advance our economic growth as black … Continue reading 7 Apps Black People Need to Download Right Now
Hmm. Good question. My short answer: spending it can be, but understanding it, not so much. The way I first understood it growing up was simply spending and saving. That's it. There wasn't any where did it come from, how do I invest it, what is it worth, what do I really do with it … Continue reading Can Money be Simple?
Now black people, tell me if I'm lying; when we see that we have accounts open with money in them, first thing we want to know is how we can get it out. It's okay to laugh. Understand that even the token black girl who works at the bank (me!!!) is the exact same way. … Continue reading #DDWID- Don’t Do What I Did: I Cashed Out My 401K From a Job I Quit and Now I Don’t Have a Penny of it.
A few years ago I was looking to make some extra money outside of my full time job. So like many people I turned to Craigslist and started going through the part time and work-from-home jobs they had available. After about a half hour, I had picked some out that seemed to be a good … Continue reading #DDWID-Don’t Do What I Did: I Didn’t Recognize a Craigslist Scam and it Ruined One of My Checking Accounts
So just a quick post here to supplement yesterday's post about why the fight for financial freedom is so hard for black people. I came across Dr. Umar Johnson and some of his work a few days ago and I just couldn't get over how powerful this short clip is in explaining the importance of … Continue reading More on Our Fight for Financial Freedom
Reading my last post about credit cards, something dawned on me: I just don't understand why black people started in this cycle of bad credit, of bad financial decisions period. We have the same resources as everyone else. But Wait. As soon as I said that I thought: We've actually never had the same resources … Continue reading Why the Fight for Financial Freedom is so Hard for Black People
So when I was 22 I decided to open my first credit card. I honestly didn't want to because growing up black, how many of our parents told us to "stay away from those credit cards?" Or who had a parent open one in their name young and never paid it so you thought you … Continue reading #DDWID-Don’t Do What I Did: I Opened Up 5 Credit Cards and Maxed Them All Out